As a student – and shopaholic – it’s important for me to make sure I actually save money for the future, and not just for that wonderful handbag I’ve been eyeing for months.
To ensure that I don’t make unnecessary purchases, ask yourself the following:
- Try to minimise the amount of shopping you do. Groceries once a week, and shopping when necessary means you’re less likely to buy things you don’t need.
- Do you actually need it? If you need a wintercoat because your old one is falling apart, then yes, you don’t want to freeze to death. But, if you have 6 coats in different styles, cuts and colours, then maybe no.
- Do you love it? Sometimes you’re buying because you’re in the mood. But that doesn’t mean you’ll actually wear it. Make sure you love the item before you purchase something, or otherwise you’ll regret it later.
- Take your own food with you. Very Dutch, yet effective. For example, buying lunch in the canteen can seem cheap, but when you add the small amounts of purchases at the end of the month, you’ll see you actually spend a ton of money on food.
- Keep track of your purchases. Know what you buy, and how much you spend on it. By paying with card I’m likely to forget how much I spent, while when paying with cash I know exactly how much I spent. The advantage of paying by card is that your purchases are kept track of, which is something you have to do for yourself when you use cash.
- Try paying with cash. I know this seems annoying, but when you give yourself, let’s say a 50 euro/dollar bill, you’ll see immediately how much you spend during the day/week.
- Is it within your budget? Don’t buy things that you know are too expensive. If you’ve saved money and can afford it, it’s fine. But if you know your rent is due at the end of the week, look at your priorities (even though you really like something)!
- Try selling stuff you no longer want. Many items can be sold, think about furniture, clothing, but also technical stuff, such as your old phone.
- Don’t spend your money immediately. When you get paid, or get money from your birthday, keep it somewhere safe so you’re less likely to spend it the moment you get it.
- Do allow yourself to buy something nice once in a while, otherwise you won’t be motivated when you save money for a long time!
Hope these tips were helpful for you. If you have any tips on how to save money, please leave a comment below!
Starting a blog seems so easy… yet I’ve tried it a few times, posted a few posts, and I did not succeed.
Why? I have no clue. I love blogs, I like learning how to build my own, but I guess writing an actual blogpost isn’t as easy as it seems.
Nearly 3 years ago a friend of mine (let’s call her A. for now) and I started a blog. We thought we could do it together and challenge and stimulate each other, and initially really liked it! Unfortunately, school and work got in the way and we both couldn’t find time to blog.
And then there was a second problem… what to blog about? There are so many things I’m genuinely interested in, especially fashion and interior. So there you go, (one would think) something to blog about! And yes, often I think “How hard can it be?”…
Because it took me two years to post an actual update. So here I am, back hopefully. Planning on posting blogposts about fashion and interior, and hoping – that this time – it actually lasts.
P.s. If you came this far, and have tips for me on how to maintain blogging, please leave a comment below, it means a lot to me!